According to a study by Workspot, 84 percent of Americans telecommute more than once a month, and nearly one in four do on a weekly basis. More than 40 percent of companies have adopted telecommuting policies.
Of course, working at home has advantages and disadvantages. It also raises serious questions like what would happen if you became injured while performing work for an employer at home.
If you are injured on the workplace, you are usually covered by the compensation from your employer workers policy. compensation (often abbreviated to workers comp workers) provides coverage in case of injury or illness you support within the framework and the scope of your employment. It applies regardless of negligence on your part with the laws of workers on variable compensation by the state.
Fortunately, most teleworkers are covered by their employers cover workers' compensation. (However, if you telecommute regularly, it's worth asking your employer how work-related injuries would be covered just to be on the safe side.)
Injury is possible even if you have a job Office. Common injuries telecommuting experience Office workers include carpal tunnel syndrome; sprains and strains to the back; slips, trips and falls; and auto accidents when driving the work. The injury or illness generally arise from a work-related activity.
Erie Insurance offers business insurance that includes workers compensation which can cover both traditional employees and teleworking. Learn more and get a free quote by contacting an Erie Insurance Agent
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