Open enrollment is just around the corner, and more States have released initial rate filings for the individual health insurance plans, on and off the public health insurance exchanges.
Preview 2015 Rate Filings
offered According to an analysis by PricewaterhouseCoopers (PwC), 29 states and the District of Columbia have first rate starting this month filing information released. The average tariff increase is 8.2%, the average monthly premium to $ 385.
The average monthly premium, however, is not included, the premium tax credits that are available for the majority of individuals and families who purchase on the public health insurance marketplaces. In federally run marketplace in 2014, 87% of those who were chosen a health plan eligible for premium tax credits, and pay an average of $ 82 / month (source).
The filings rate vary greatly by state. The states in this analysis with the five lowest average rate increases include:
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Oregon (-2.5%)
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dela ~~ POS = TRUNC (+ 1.3%)
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Maine (+ 1.7%)
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Colorado (+3 , 6%)
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Michigan (+ 4.6%)
states with the five highest average tariff increases include:
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Indiana (15.4%)
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Tennessee (+ 13.8%)
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Kansas (+ 13.6%)
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Vermont (12.6%)
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Arkansas (+ 11.7%)
source: PwC
Important Carriers expanding its presence in exchanges
Since the exchanges year enter two operations are another major health insurance companies to expand the exchanges input or in the stock exchanges their presence.
[1945006ZumBeispiel] will enter Assurant Health public markets in 16 states and UnitedHealthcare is their Exchange presence of five States expanded in 2014, as many as 24 states in 2015 Aetna, Humana and Cigna also extended Exchange rates in 2015What do you think about the initial rate filings for individual health insurance in 2015? Leave a comment below.
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