Did you know that REA provides insurance to rent a car if your car regularly lands in the store for a time?
mention is known as transport costs, and provides coverage for a rental car while your car is regularly being repaired after a covered loss.
This coverage applies to two types of claims in motor insurance: collision claims (resulting from physical damage to your vehicle rolling over or hitting another vehicle or object) and comprehensive claims ( resulting from something other than collision, such as fire, theft or vandalism). As coverage of collision and comprehensive coverage are optional coverages, you can choose to add to your policy.
If you choose to buy full coverage option for your car, ERIE automatically provides basic car coverage after a comprehensive claim. (In North Carolina, this applies to vehicle theft claims only.)
Things are different with a collision request. If you choose to purchase an optional collision coverage for your car, you will need to add transport costs to have a car cover after a covered loss. (The only exception is Virginia, where state regulations require basic coverage at no additional cost.)
Transport cover fees for collision claims can save you the out-of pocket costs cut. It's affordable, too, with a cover for a vehicle from only $ 8 per year.
No surprises at the rental counter
Most insurance companies offer insurance to rent a car in the form of a dollar limit day to a rental car. (Virginia in total by the loss instead of a daily limit). This often leads to guess work from you on this type of vehicle you can get for a given daily limit. Even if you think you have chosen the right boundary, there is no guarantee that it will be sufficient to cover the vehicle you want, or really need.
ERIE decided to adopt a different approach, more intuitive. * Instead of a daily limit, you select a class of vehicle you want. There are five classes to choose from:
Class 1 compact sedan
Class 2 traditional sedan
Class 3: Small SUV or van
class 4 : Minivan or midsize SUV
class 5: luxury sedan or large SUV
"Not all everyone knows that $ 35 per day will rent, but everyone knows what a minivan, "said Cody Cook, vice president and product manager at REA and dad who chose to host class 4 his family of six. "Having to choose a class instead of a daily limit, you know you have the right coverage before you need to use it."
Want to know more about insurance to rent a car after an accident? Then be sure to contact an Erie insurance agent in your community.
* Due to state requirements, ERIE maintains dollar limits for coverage of transport costs in North Carolina and Virginia.
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