Your backyard could be a fun place for children and the rest of the family. But is it safe?
Each year more than 0,000 children are treated in ERs in the hospital for playground-related injuries. Fortunately, there are many things you can do to have a safe summer on land, in the air or in the water
Swings :. Choose one with seats in something soft instead of wood or metal. Install the unit on a flat surface and consider the concrete implementation. Place the energy absorbing material, such as sand, rubber or mulch under overall. Check regularly to ensure that no screws or bolts are capped, rusted or broken. In hot weather, check the temperature of the slides and swings to prevent burns
Trampoline :. Make sure your model has shock pads that completely cover the frame, hooks and springs. Avoid using a scale that could give small children unsupervised access to the trampoline. allow one person at a time and have a non-political somersaults. Make sure you buy an add-on cage enclosure that keeps anyone to bounce on. Replace fabric and springs regularly
pool :. Install That, AOS fencing at least five feet high and self-locking characteristics, self-closing doors. Regularly check and repair the drain pool, AOS and suction covers to prevent accidental entrapment. Never let anyone swim alone, and make sure that children are well supervised. Having a hook of the pool, many life jackets, a life buoy with line and a telephone nearby. Seriously consider learning CPR and use a pool cover when the fun AOS done. dives headfirst Ban
Tree houses :. Choose a strong, That, AOS robust trees away from all electrical son. Refrain from placing the home of over 10 feet. Make sure that the way up is a solid That, AOS barrier wall at least 38 inches tall and gift, AOT hang ropes or chains, Äîthey present strangulation hazards. Spread a lot of mulch under the tree house. Each spring, check for any deterioration or wear on the tree house and branches that support
Wood surfaces :. Although cancer-causing arsenic-based wood was removed in 03, your wooden structures and may contain other harmful chemicals. Stay safe by sealing bridges every year with the penetration of the platform treatments. Refrain pressure washing or using washing deck treatments because they can transform the toxic wood; instead, disposable wipes clean with soap and water. Err on the side of caution with picnic tables by covering them with a tablecloth.
An umbrella for extra protection
Even the most security-conscious among us could one day face an injury or liability personal pursuit. That, AOS a scary prospect as payments for hospital bills, rehabilitation, lost wages, pain and suffering, and disputes could destroy all your net worth and even your future earnings.
Fortunately, ERIE offers affordable personal responsibility Catastrophe (PCL) policies. Commonly known as a general policy, a policy PCL adds an extra $ 1 to $ 5 million for both the limits of your self and your responsibility owners. A policy of $ 1 million PCL generally offers the individual adequate protection on average for about $ 150 or $ 0 more per year. For more information, contact your Agent Erie Insurance .
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