This is the Renaissance member agency client Alliance Wolpert Insurance
So ... your vinyl siding is melting but the neighbor's house is on fire. What is the problem? Tech Talk MAIA, author Irene Morrill, Vice President of Technical Affairs, discussed a "claim for interesting property" involving vinyl siding in November 2010. Unfortunately, these allegations have been reported here in Worcester, as well as other nearby and also cities in the country
so, as you're looking at the side of your house, scratch your head and wonder what happened, here are some things to consider.
of new energy-efficient windows in your neighbor; ideal to keep their energy costs down, not so much to keep your vinyl siding up Although these windows meet the requirements of the building code
["these windows can also deform inward and act like a magnifying glass, focusing too much heat on the neighboring houses or business buildings."
heat which is caused by these windows can reach temperatures above 0 degrees Fahrenheit, causing the siding to melt. Glass 'Low E' reflects 70% of the sun's heat, which can easily melt the vinyl siding when the distance between houses / buildings is 15 to 20 feet.
Another cause of the melting of the vinyl siding can be neighbors roof when the heat of the dark roofs re-radiate, deforming path adjacent avoidance.
energy from the sun hits the roof and the heat is re-radiated and absorbed by the siding, causing it to deform. This can happen when you have a slope, dark-colored roof that crosses a vertical wall near a window. Indeed, the building could itself or a local near neighbors melting
Other variables that can contribute to distort the coating :.
- time outdoors and the wind speed
- near other sources of heat or ac compressors
- color and solar absorption route of avoidance (dark colors absorb more heat)
- angle of the sun and the glass orientation to the siding
Unfortunately, if your home / insurance companies is a "political peril named", such cases would not be covered.
If you have vinyl siding and are curious about other insurance options available to you, please contact Wolpert or local office Renaissance insurance
Photo courtesy of Irene Morrill and Tech Talk, 2010
Related :.
double glazed windows can melt more than vinyl siding
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