Health Insurance Enrollment Process

If you do not have health insurance and you did not know ! the tax penalty for going uninsured after Open Enrollment finished, you have one last chance to get coverage!

from March 15th to April 30th, you can get the health insurance you need. If you still choose to go without insurance, you will face a costly government fines and does not have health insurance until 2016.

It is important to take this opportunity special registration. Enrolling in a health plan means that you and your family will have access to essential health services, and help you avoid facing costly medical bills without any help.

Starting today, GoHealth can help you find the right plan for your budget and medical needs. Visit GoHealthInsurance.com or call (888) 322-7557 to start now!

Home births have become increasingly popular in recent years. If you plan to have a home birth, be sure your health insurance covers all the services you need for your newborn safe keeping.

Here are some questions you should now before your bundle of joy arrives ask :?

Does my health insurance cover home births

The average cost of a typical birth in hospital is $ 5,000 to $ 10,000, while that home birth without complications costs between $ 1,500 and $ 5,000. Coverage of home births varies greatly depending on what state you live and where the vehicle insurance you have. However, most of the major insurance companies to cover the cost of home births. Make sure you call your insurance provider to find out more about your coverage options.

How Obamacare has affected health coverage for home births?

The Affordable Care Act requires all Medicaid State plans cover midwifery services and paying for delivery in standing birth centers in the states where they are allowed. Health plans must also provide network's participation in different types of health providers, such as midwives, who practice in line with their professional license. Keep in mind that this change does not mean that all midwives are automatically part of your plan network; it just means that they must have the opportunity to join the network.

Each individual state determines whether or not outside of the delivery of a regular hospital will be covered. Forty-one countries currently license birth centers, and many health plans cover deliveries of birth centers. If you are interested to give birth in a birthing center, check with your insurance provider about your options.

What should I do next?

There are a wide variety of resources available online that can give you more information on alternatives to hospital births, as TheBigPushforMidwives.org.

If you're still not sure, talk to one of the insurance advisors authorized to GoHealth today to find the best health plan for the needs of your growing family. Call (888) 322-7557 to speak directly with a counselor, or start shopping online.

Most people understand the constraints that can potentially support a great move :. Finding a good school district for your children, adapting to a new neighborhood, settle into a new routine, and of course the packaging of your whole life in a few boxes. Even with all these changes, it is important to your health insurance coverage at the top of your list.

The transition to a new state or often in the same condition is considered a qualifying life event, which means that you might be able to join a new health plan outside the Open Enrollment. Other qualifying life events include having a baby, getting married and divorced.

If you are also starting a new job, make sure you talk to the human resources department to learn about your new health insurance policy before moving. Do not be afraid to ask questions, and make sure that your urgent costs - such as medications -. Are covered by any policy change

Even if you do not leave your current company, your health insurance options and the cost of your health care could still change. To see if there are changes in Group Policy, or if your health insurance costs vary from city to city. Plan ahead and instruct you on what to expect after your big move.

Planning a move in the near future? Or have you had another qualifying event in life? GoHealthInsurance.com visit today or call 888-322-7557 to speak with a licensed agent about your options before taking that next step.

Summer is finally just around the corner, and along hot sun and baseball we can expect plenty of fresh and delicious products. As a bonus, lots of fruits and summer vegetables are healthy choices and the secrets of health benefits bursting. Then turn on the grill, grab a frosty beverage, and make the best of the best time of the year with these healthy seasonal ingredients.

1. of corn

Nothing says summer quite like fresh sweet corn on the grill. Corn is packed with antioxidants that can help reduce your risk of developing macular degeneration, the leading cause of blindness in people over 60.

2. Watermelon

not been without that first bite into a juicy slice of watermelon. Packed with antioxidants such as vitamin C, beta-carotene, and lycopene, watermelon is the best natural thirst thirst quencher on a hot summer day. In addition to providing lycopene skin protection, watermelon is 92% water, which can help keep you feel satisfied with fewer calories.

3. Tomatoes

Tomatoes are full of lycopene, which may help prevent prostate cancer. In addition, consumption of more lycopene can protect your skin against sunburn. Use fresh tomatoes to create a summer salad with basil, olive oil and balsamic vinegar for a delicious and healthy meal.

4. Tart Cherries

Drinking tart cherry juice can help you get a better night's sleep and minimize post-workout pain. In addition, sour cherries compounds can help you slim down: The anthocyanins in the fruit activates a molecule that helps increase fat burning and reduce fat storage

5. Raspberry

Raspberries. are an excellent source of fiber and are rich in ellagic acid, a phytochemical that may help prevent cancer. They also have high levels of vitamin C and antioxidants, which help support the immune system.

Looking for other ways to kick off a healthy summer season? Try these foods, fitness trackers, or heart health applications healthy for better health! And make sure that you have a health insurance coverage to protect you and your family. If you're still not sure, call 888-322-7557 to speak directly with one of the licensed agents of GoHealth, or start shopping online.

Lauren Mandel

Nearly one in 20 adults is living with a severe mental illness, such as schizophrenia or bipolar disorder. Although the experience of each person is different, mental illness usually affects thinking, feeling, or mood of a person. Recovery is possible, especially with the various forms of treatment, support, and perhaps most importantly, understanding.

In the US, there has been a longstanding mental illness stigma. Mental illness is often difficult to see or understand; which leads some people to think that these diseases simply do not exist. In an effort to shed light on the struggles and realities of these people face, we have worked to debunk four common myths about mental illness

Myth .: mental illness is very rare

Done :. mental illness is far more common than you might think. In 2011, one adult in five Americans experienced a mental health problem, and 10 young adults experienced major depression period

myth .: most people with mental illness living in the streets or in psychiatric hospitals

Done :. members More than two-thirds of Americans with mental illness are functioning society. While they may need medication or brief periods of hospitalization, people with mental illness can be difficult to spot in a large room. For most people, they often appear quite normal

Myth :. It is easy for most people with mental illness to seek help and get better.

Fact: stigma surrounding mental illness often prevents people from seeking the help they need and deserve. This may further isolate people with mental illness and make their situation even more difficult

Myth: .. There is no access to care for people with mental illness

Fact: coverage now under the Law affordable care nobody can be denied or pay more to have a pre-existing condition, including mental illness. mental health services and behavior are considered as essential health benefits and are covered if you have a qualified health plan.

For more information on how to seek help for a mental illness, you can visit the National Alliance on Mental Illness.

And for more information on how to obtain health insurance, including coverage of mental illness, visit GoHealthInsurance.com.

Lauren Mandel

When shopping for coverage this fall during Open Enrollment, saurez- the difference between co-pay and a share?

both co-insurance and co-insurance to help save money on health insurance companies making the consumer responsible for a portion of a medical bill, but the two terms of insurance disease have very different definitions.

a copayment is a specific amount that you must pay for covered health care service. For example, if you take a prescription drug, you may have a share of $ 15 when you take your medication at the pharmacy. If the total cost of the drug is $ 75, your insurance company would pay the remaining cost $ 60.

Alternatively coinsurance is part of a bill that you might be responsible for payment, calculated as a percentage. For example, if you receive medical care that costs $ 0 and you've met your annual deductible, your 10 percent coinsurance would come out to $ 20.

Unlike a share (if you know the exact amount you have to pay for a service in advance), co-insurance may be more unpredictable. For example, if you receive an estimate of $ 2,000 for surgery to come up with 20 percent co-insurance, you anticipate having to pay $ 400. However, if there are complications during surgery and the procedure ends up a total of $ 4000, your anticipated costs double.

In general, co-insurance tend to be a bit more affordable than coinsurance. With coinsurance, your percentage will not go into effect until you have reached 100 percent of your franchise. fixed amounts quotas will take effect immediately. Therefore, people with co-insurance usually end up paying more, especially early.

In both cases, once you pay your insurance or your share, your health insurance company is then responsible for paying the balance of your medical bills. It is important to assess your share, coinsurance, and the plan in general, to ensure your coverage meets your needs. If you have questions about your coverage, call 888-322-7557 to speak with a licensed insurance agent.

Lauren Mandel

In an effort to highlight how it can be expensive to go without health insurance, we created a series of graphs to illustrate "the cost of going uninsured."

As summer draws to a close, many individuals and families find themselves craving a last minute getaway. You have chosen your destination, the budget for airline tickets and hotels, and just about packed your suitcase.

Then suddenly, you start experiencing severe back pain. You see your doctor, and he advises you to get an MRI just to rule out anything serious. But because you are not insured, MRI could run you an average of $ 2,611.

Would you spend money on preventive MRI or on airline return tickets for a family vacation? Avoid having to make that decision, and instead, get health insurance to cover unexpected costs of medical services such as MRI

Remember :. If you do not have health insurance, now is the time to hedge. Open Enrollment begins November 1st, so visit GoHealthInsurance.com now to start preparing.