Home births have become increasingly popular in recent years. If you plan to have a home birth, be sure your health insurance covers all the services you need for your newborn safe keeping. 
Here are some questions you should now before your bundle of joy arrives ask :?
Does my health insurance cover home births
The average cost of a typical birth in hospital is $ 5,000 to $ 10,000, while that home birth without complications costs between $ 1,500 and $ 5,000. Coverage of home births varies greatly depending on what state you live and where the vehicle insurance you have. However, most of the major insurance companies to cover the cost of home births. Make sure you call your insurance provider to find out more about your coverage options.
How Obamacare has affected health coverage for home births?
The Affordable Care Act requires all Medicaid State plans cover midwifery services and paying for delivery in standing birth centers in the states where they are allowed. Health plans must also provide network's participation in different types of health providers, such as midwives, who practice in line with their professional license. Keep in mind that this change does not mean that all midwives are automatically part of your plan network; it just means that they must have the opportunity to join the network.
Each individual state determines whether or not outside of the delivery of a regular hospital will be covered. Forty-one countries currently license birth centers, and many health plans cover deliveries of birth centers. If you are interested to give birth in a birthing center, check with your insurance provider about your options.
What should I do next?
There are a wide variety of resources available online that can give you more information on alternatives to hospital births, as TheBigPushforMidwives.org.
If you're still not sure, talk to one of the insurance advisors authorized to GoHealth today to find the best health plan for the needs of your growing family. Call (888) 322-7557 to speak directly with a counselor, or start shopping online.
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