Car theft used to be a major concern for car owners, but today, it is just a passing concern. Hot-wire cars can now be a thing of the past. The National Insurance Crime Bureau (NICB) reports that auto theft dropped by 58% since 1991, culminating when 1,661,000 vehicles were stolen. The improvement was so dramatic that many police departments across the country have dismantled their flight investigative units dedicated cars.
In a recent article on auto theft, the Boston Globe reports
"At its peak in 1975, the third highest Massachusetts (behind California and New York) in total annual flights to 91,563, and the state remained in the 10 states for auto theft until 1992, according to statistics of the National Bureau of insurance crime. The state ended 2013 with 9.122 flights. "
the law enforcement and focus insurance industry helped turn the tide, but perhaps most important again, technological advances have changed the playing key transponder, immobilizing technologies and tracking and recovery systems have all contributed to the decline, but criminals do not throw in the towel -... they adapt and smarter Some means they get around things are flying the transponder itself. another way is through the fraudulent financing. Crooks steal your identity and then secure funding under your ID buying a new car.
a new twists car crime and increasingly common is called VIN cloning or VIN switching , a genuine concern for buyers of used cars It works this way:. thieves steal a car. Then they locate a similar model and make and copy the vehicle identification number (VIN). The robbers then make and install counterfeit VIN plates for stolen car. You purchase the complete car with paperwork, but the police one day knock on your door to retrieve the stolen vehicle. Unless your state offers some protection of consumers, you can be out of luck - you still have loan payments, but your car was confiscated.
Here are some clips that explain how it works.
How can you protect yourself?
CarFax offers suggestions on how to protect yourself against the VIN fraud, including these tips
-Check the VIN on the dashboard, driver's door sticker, car frame, title documents and services saves the whole game
-Review the VIN plate on the dashboard for signs of tampering
-Look the CARFAX and check:
--For a clone alert
--If the mileage on the odometer matches reported mileage meter
--For more records between states - it's a red flag that should be further studied
-Follow our advice to detect title fraud recovery
-Get the car inspected by a qualified and independent mechanic
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