There are a total of more than $ 32 billion in pools of unclaimed property of the nation that represents more than 117 million accounts. It is mostly money or assets that have been abandoned or forgotten - and in many cases, abandonment occurred when the account owner died and nobody else knew the account (s) exist. Do not let your property is part of this pot!
We have already talked about the importance of updating your beneficiaries on insurance policies and other financial documents. Just like changing the batteries in your smoke detector and get your car inspected, you must define a routine time to do this every year - failing to do so could leave your loved feuds with legal proceedings - even completely unprotected . The importance of planning can not be overstated. Do not be dark, but you just never know when your time will be up. For statistical evaluation, see our previous post What are the odds we have a lot of risk tools that you can play with. They'll actuarial tables calculators to find your relative risk of dying in the next year or being attacked by a shark.
OK, you get the point. Planning is important. Last week, the Wall Street Journal published an article excellent and very helpful in their finance section about the 25 documents you need before you die - alternately titled as "Design your dead file," which makes his fancy enough. The article makes the point that it is not enough simply to ensure that your policies are updated - it is also essential that someone in your family knows what and where your important documents are
We counted more than 25 important documents mentioned in it. article - but it is unlikely that all will be for you. Nevertheless, it is a great bookmark reference article and keep a checklist for your annual planning
Oh, and about that unclaimed $ 32 billion, if you think this could legitimately belong to you, here a good place to check .: the national Association of directors of unclaimed property will allow you to do a free search.
Unclaimed
Unclaimed -
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