Halloween is one of the most popular festivals in the nation. We like the annual ritual to scare ourselves and our favorite silly children, all in the spirit of good fun mood. But as much fun as it can be, when you add up the risks associated with children, animals and property, the party can really earn its nickname, "Fright Night."
Potential problems
Unfortunately, children have a lot of injuries on Halloween. While the media can play dangers poisoned candy and predators, the most common injuries to children on Halloween are more pedestrian: eye injuries, burns, and being hit by cars. Halloween Other dangers include an increased number of deaths related to driving under the influence; a high rate of fire, vandalism and crimes against property; and a spike in incidents of animal cruelty. For the owner of the property, there is a brew of liability issues a real witch. The injuries that occur on your property can be considered your responsibility - whether a little Cinderella that triggers her dress or a vandal who breaks his leg while egging your house. If revelers drink too much alcohol while your home, you can be held liable for injuries that occur when they drive home. And if Halloween "tricks" your teenager result in property damage, you may have parental responsibility for the cost of that damage, depending on your state law. Additional risks you may encounter include vandalism to your home or your car and home fires triggered by candles and decorations or overloaded electrical outlets.
Most people enjoy a fun, safe Halloween and the odds are in your favor that you will too. But there are simple steps you can and should take to minimize the risks and keep things safe. One thing you can do in advance is to check with your insurance agent to be sure that your homeowners or rental insurance is current and that you have adequate protection. Discover your deductible (how much you have to pay out of pocket before insurance kicks) and the extent of your liability coverage
children Ensuring security :.
- Equip kids with flashlights. Add Day-Glo or lighting trim on their costumes.
- Make sure costumes are flame resistant and in fire safety.
- Ensure costume does not impair vision or present a tripping hazard.
- masks can limit visibility - .. colorful face paints are a cute alternative, creative, and safe
- Make sure children are dressed warmly enough and comfortable, non-slip shoes
- props and costume accessories should be short, soft and supple - no disc, long, sharp objects
- Inspect all candy before children eat. Be alert for the risk of choking and look for anything that is loose or unpackaged
- Do not let children walk while eating sweets on a stick - .. Very dangerous if they travel
- Do not let children eat homemade treats unless they were made by someone you know very well
- Stick to familiar neighborhoods and familiar houses
- children should not enter homes unless they know well the neighbors
- the children without adults should keep groups
- Walk on sidewalks. Fill one side of the street, cross carefully, and fill the other side
- use cross walks and crossing lights whenever possible
- Drive very cautiously weekend, especially after dark - .. Excited little elves can spring out from everywhere
Other security issues
- When decorating, avoid candles -. The use of lights and LED lights powered by battery instead.
- Take care not to overload electrical circuits with lights.
- paper and dried plant decorations can easily ignite. Keep them away from flames, lights and electrical cords
- Keep porches and walkways well lit and free of debris and clutter that could be the risk of falls. . Put reflective tape on your steps and along your walk
- Do not forget your pets - they could be disturbed by unusual activity and perhaps capricious. Keep them inside and away from the door so as not to frighten or pinch your guests.
- Do not let your pets eat candy, which can be toxic to them.
- Park your car in a garage if possible. Mischief-makers can egg your house or car.
- Lock bikes, gas grills and other valuables outside.
Halloween pranks vandalism can go "soft" on more serious property damage and voluntary. A well-lit house lights and motion activated can help protect your home. If you have a garage, keep your car locked. If you do not, you might want to check your car before bed or early in the morning - that way, if your car has been "mischief" as spraying shaving cream, streamers, eggs, or other food material, you may be able to pipe away before the sun baked in some of these substances can cause scratches or dents. others can be corrosive to your painting. pressurized water from your hose is your best ally cleaning.
Call your agent
If you suffer damage to your property or have accidents during the Halloween weekend, file a request as soon as possible to get the claim process moving. Be prepared with details of where and when the event occurred, and the names and addresses of the injured parties or witnesses to the event. If there is damage to your property, report it to the police, take pictures and record the details in order not to forget them later.
other resources
Tips to make your safe parts
Halloween driver safety tips for Halloween Eve
Halloween Cleaning Guide Car -. how to remove eggs, shaving cream, streamers and more
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