You have invested time and money in your business and you want to help maintain security.
Business insurance helps ensure that everything you have invested in your business is protected in the event of a covered accident, disaster, disruption or emergency.
The risks
Unfortunately, not having the proper amount of insurance (underinsurance) can be a problem for many business owners.
Another common pitfall is not having the right kind of insurance to cover your property (uninsured). For example, the basic insurance policies have limited coverage for goods leaving the scene. This property may require mobile equipment coverage to be insured properly.
If the policy information is incorrect or missing, not as a list of all your business operations and locations on your policy, it can also lead to coverage problems if you need to file a claim.
issues to consider
your answers to the following questions can give you an idea of whether your insurance coverage needs a focus.
Have you recently:
- Creates a new business or changing the business entity (eg, from a single owner of a partnership, corporation or LLC
- changed (or expect to change) your available operations or services? are your operations expand to a new state?
- Bought, leased, constructed or buildings modified to existing locations or new?
- equipment Added or used the borrowed material? (This is common entrepreneurs.)
- pays changed or sales?
- changed the amount or use of subcontractors?
- Purchased or rented vehicles?
- Added drivers on your vehicles insured?
If you answered yes to any of these questions, contact an Erie Insurance Agent .
a Erie Insurance Agent can offer valuable tips to help you secure the right guarantees and amount appropriate insurance. Your agent can also provide you with tools to help mitigate losses that can go far to help your business continues to thrive.
Remember, as your business changes, it is important that your insurance program also changes.
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