It is a fact of life that water backs up, overflows, flooding and generally goes where it is not.
John Hallman knows all about home water damage. It was ten years ago, the tube of his detached sump pump, flooding the basement and destroy its paneling. And that was not the end of his troubles: Last year, a failed sump pump dipped his television, computer and cabinets
Fortunately, Erie Insurance Agent Bill of Lowa Lowa Group in Pottstown, Pa had recommended .. John add a downstream sewer and drain backup to its own policy. This coverage paid a contractor to repair the home water damage and replaced the damaged goods on the basis of replacement cost.
Are you worried about water ruining your home? If so, the following fixes may help prevent some water damage issues for most common home. (And since nothing is foolproof, additional insurance coverage can help if water seeps yet.)
The problem :. plumbing failure frozen pipes, corroded or leaking
The solution: Look for telltale signs of leaks, such as abnormally high water bills, the growth of mold, water stains on the walls and hot spots on your floor. To prevent pipes from freezing, keep the temperature of your house no lower than 55 degrees
difficulty level :. Easy. Remember, an ounce of prevention really is worth a pound of cure
The problem :. failures medevac system
The solution: Drain system failures are more common when your local rainwater system is connected to the sewer system of your home. To avoid problems, install a set of backflow preventers in your drainage system. Also, remember not to pour grease down your drain; instead, let it cool before bagging and trashing it
Level of difficulty: .. Although the fat removal is obvious, it is best to ask for professional help to install a backflow assembly
The problem :. wash small pipe machine
The solution :. Replace hoses every five years and choose a braided steel hose reinforced on a less durable rubber hose
Difficulty: moderate if you are a bit handy. Otherwise, call your plumber
The problem :. failure of the water heater
The solution: Replace the anode rod "sacrificial" that diverts away the corrosion of the tank at least once every two years. Also, rinse your tank every six months to avoid sediment accumulation. (This is especially important if you have hard water.)
Difficulty: Relatively easy. If you are not at hand, let your plumber
The problem :. The sharing of water against the wall of your house
The solution :. Redirect water with water with a waterproof membrane with water or a French drain (insert a gap in the floor with a perforated pipe which is then covered with a layer of gravel)
Difficulty level:. While adding the membrane is not a difficult task, a French drain installation is best to let the pros
The problem: .. low roof coverings that let the rain seepage of water in
solution Seal your roof to add an extra barrier against water
Level of difficulty: .. Difficult and dangerous leave it to a licensed roofer
do not let the water soak damage your wallet
Even the best precautions can not prevent all damage home water. That is why it is worth adding a sewer backup endorsement and Drain your homeowners policy. An Erie insurance agent can provide information on affordable coverage that starts at $ 75 per year.
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