Whether an old Packard, a groovy VW bus 1960 or a muscle car your days of glory, antique and classic cars certainly are a special breed of vehicles. As such, they often need special classic car insurance.
The insurers offer many types of classic car insurance for different types of antique cars. Erie Insurance offers coverage * for the following types of cars:
- Classic Cars are at least 10 years and, due to limited production or manufacture of exceptionally fine, reached rare or historical interest being restored, maintained or preserved.
- Antique Cars are 25 years or older who have been kept in good condition and / or licensed as an antique with the Department of Motor Vehicles.
- Special Interest Autos do the opposite of most cars: Instead of the depreciation of the value they maintain or appreciate the value as they age.
While insurers often require a separate policy for writing classic car insurance, ERIE will generally write your classic car on the same policy as your car (s) regularly. ERIE also offers discounts to classic or antique cars that are driven Instance mileage at very low fine, 500 miles or less per year.
REA can insure your classic car on a specified amount of base. This means that we pre-determine the value of the vehicle and provide for a specific amount shown on your page political statements.
For vehicles with a value of $ 10,000 and more, our professional equipment damage appraiser will inspect and value of the vehicle. This means that you will know what we think the car is worth before a loss occurs. This way there are no surprises if you suffer a loss because we will pay up to the amount indicated on the page of your reporting policy.
Even if you do not drive your classic car, you always want to protect it from dangers such as fire, vandalism and theft. That's why it's a good idea to speak with an insurance professional as Erie insurance agent if you are interested in classic car insurance. He or she will be able to advise you on the right coverage at the right price for your classic or antique car.
* May vary by state.
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