Waiting to take Social Security benefits after age full retirement will increase your monthly benefit as much as 76 percent, according the nonpartisan national Academy of social insurance (NASI). This short video explains why.
.This is an example of how an application for benefits earlier or later would affect someone who would gain $ 1,000 to the normal retirement age
- If you need social security to make ends meet, take it. You've earned
- If you can wait, even a year or two, your monthly benefit will be higher -. For the rest of your life
- If you are married you. two lives to plan. If you are the highest income, waiting to take Social Security means providing higher survivor for your spouse if he or she survives you.
You can visit the Social Security to get an estimate of your retirement benefits. Once on Social Security, can you expect the benefits to go up? Most years there is a small increase called cost of living adjustments (COLA). To see how the benefits of social security have increased over the years, see this table for 1975-2013 COLA increases.
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