There are now annual open enrollment periods for guaranteed issue individual Health insurance. The table below shows the annual open enrollment periods for 2015-2020
diagram of the annual open enrollment periods (2015 to 2020)
| COVERAGE YEAR | YEAR OPEN enrollment |
| 2015 | 15. November 2014-15 February 2015 |
| 2016 | November 1, 2015 - 31st January 2016 |
| 2017 | . 1 November 2016 - January 31, 2017 |
| 2018 | November 1, 2017 - January 31, 2018 |
| 2019 | November 1, 2018 - December 15, 2018 |
| 2020 | 1 November 2019 - December 15 2019 |
NOTE: This data is updated: 4 April 2016 can change dates.
What are the annual open enrollment periods?
Starting in 2014, you can only enroll in guaranteed issue individual. Health insurance during limited annual or special enrollment periods defined by the Federal Government
The purpose of this registration deadlines is to control costs - it keeps people from waiting until they are sick to purchase health insurance
There are two types of login times :. (1) for receiving times members; and (2) special enrollment periods.
As the graph above shows, the annual enrollment period is for reporting in 2015 begins November 15, 2014 and extends until 15 February 2015. During this time, you can buy any health plan on the individual Market.
If you fail to buy health insurance during the annual enrollment period, you will not need to buy to be able to cover until next year, unless you qualify for a special enrollment period.
And if you miss the deadline, you can a not have to pay with insurance penalty. In 2015, the penalty is $ 325 a person up to a maximum of three times as much for a family ($ 975) or 2% of household income, if greater. 
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