A recent survey showed that small businesses not get better, more affordable care under the affordable care Act (ACA). At least not in the form of insurance traditional group health. The survey 
The Newtek Business Services June more than 1,500 small businesses and found that half (51%) say that their companies has not received health care that is both better and cheaper under the ACA. Moreover, the majority say (55%) of entrepreneurs are dissatisfied with or unsure about their current healthcare solution.
This survey, which reminds reality is that small businesses have doubled group health insurance premiums almost since 09, in addition to decreasing health benefits and higher deductibles. And 91% of small enterprises report increases in their health plan at its recent insurance renewal (source).
A Affordable Small Business Healthcare Solution Under the ACA?
Here is an affordable Small Business Health Insurance Solution to consider , - you break the small health insurance group, change employee individual health insurance and an employer-financed contribution to individual health insurance (a "defined Contribution") to provide
[While the ACA has done little to help with group health insurance costs, it has made significant improvements to individual health insurance. Individual health insurance costs less on average than health insurance premiums group healthy and sick employees covers the same, and offers more choices employees. There is also a premium tax credits that reduce the cost of premiums still for most employees.
Plus, when a company breaks the group insurance employee for a special enrollment period are automatically eligible for the purchase of individual health insurance. That is, the employees do not have to wait until the next open enrollment period (November 15 start) to buy individual coverage.
In summary, small businesses can find an affordable health solutions under the ACA, and it consists of three simple steps:
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step 1 - they cancel your small group health insurance
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step 2 - employees monthly "health care" Certificates enter on health insurance spending; whether these tax-free over a Healthcare Reimbursement Plan (HRP) or a taxable stipend
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Step 3 -. Allow employees health insurance in health insurance to buy marketplaces and premium tax credits received that limit their health insurance costs as a percentage of income.
popularity among the small and medium enterprises, this approach is. In fact, it is 60% of all small businesses is estimated waive group health insurance in favor of individual health insurance and the contribution defined in healthcare by 2017.
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