There is the health insurance enrollment time and your employer is likely changes to your employer-sponsored coverage. This is because, each year, employers need their health insurance rates to re-evaluate and to make difficult decisions about coverage levels and costs. As an intelligent consumer, pay attention to the information provided on the benefits sessions available, and these questions about your health insurance ask (Note - the last question will probably surprise) 
6 issues to health insurance enrollment time questions about
In an article by Kaiser Health News, Jay Hancock proposes six questions employees their employer should ask time about their health insurance upon enrollment:
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Is my doctor still in power?
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Is my employer change to where I get labs and drugs?
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How will increase my out-of-pocket costs?
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How do I compare medical prices and quality?
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Can I use tax -free money for out-of-pocket payments?
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How is my recipe up plan?
This is to make all great questions to understand your health insurance, and to be a smart health consumer.
, for example, it is common to change the employer networks, plans or carriers to manage costs. This could mean your doctor or specialist is now out-of-network and you will be required to pay more to see them - or you will have to change doctors all together
Similarly, to cost control almost , all employers have begun more cost shifting to employees. Fees may emerge by how much to pay each month for coverage (your premium), or how much you pay out-of-pocket when you get care.
The seventh question in health insurance enrollment period
all six questions on point to the "Fallen" (as Hancock suggests) your employer-provided health insurance. Which is why I would suggest a seventh question your employer to ask.
7. Can you please our employer-sponsored health insurance terminate
At first, this might sound a little crazy - for decades, most of us the health insurance acquired in a manner, and only one way - through our employers.
But now that we earlier on, as an employer-funded health insurance is better have written the health of the individual, because it is less expensive, allows the selection, and stays with you when you change jobs.
With individual health insurance, you would not ask about the six questions, because you have full control over your health.
In addition, your company offered to quit his employer health insurance and provide all or part of the savings to employees to help all or part of their individual health insurance premiums to cover them. This concept is generally known as defined contribution health benefits or a premium refund program.
What questions do you think all employees their employers regarding health insurance enrollment should ask time? Leave a comment.
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