February 15th is just around the corner, which means that we are fast approaching the deadline for open enrollment. Are you still not sure? It is time to act fast!
What happens if I do not sign up before February 15?
If you miss the deadline February 15, you will not be able to register for health insurance until the next Open Enrollment period unless you experience a life event to qualification.
The Act Affordable Care, Americans must have health insurance or they could face a fine. In 2015, the penalty for not carrying health coverage could be as much as 2 percent of your annual household income. The costs are expected to increase each year.
But I have health insurance last year ...
If you do not make changes to your current health insurance plan you will be automatically re-enrolled in the same plan. However, with so many new coverage options, your 2014 plan may not be your best option.
In addition, if you have received financial assistance in the form of a tax subsidy in 2014, you will continue to receive the same tax subsidy in 2015, even if that amount is exceeded. That's why it's important to explore your coverage options so make sure you start 2015 with the best plan available for you.
How do I start?
Search for a plan that is in your monthly budget, while taking account of your medical needs. GoHealth can help you compare your options, so you can find the best health plan for you.
I just registered! When my new health plan take effect?
Shots purchased by the 15th of the month may take effect on the 1st of the following month. If you register on February 15, your coverage can begin on 1 March, if you pay the fee for your first month. It is important to note that you must pay the fee of your first month directly to your insurance company before you can use your plan.
Once you got a health insurance plan, you are on your way to cover prescription drugs and visits, screenings, and the benefits outlined in your policy.
you still have questions about enrolling in Medicare? Learn the answers to the Top 6 Questions registration.
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