The East Coast is still recovering from Hurricane Irene and Tropical Storm Lee, and other heavy rain events. The succession of storms and hurricanes this season resulted in vehicle fleets is inoperative in case of flooding. unscrupulous car dealers are known to turn around these vehicles damaged by floods and sell to unsuspecting buyers. Consequently, the National Insurance Crime Bureau released the list of vehicle fraud flood prevention tips
This is what they recommend: ..
- Select a reputable dealer
- inspect the vehicle water stains, mildew, sand or silt under carpets, floor mats, headliner cloth and behind the dashboard.
- Check for recently shampooed carpet.
Inspect the upholstery and interior door panels for fading. - Check for rust on screws in the console or areas where water normally doesn, AOT join.
- Check the mud or grit in the spare tire compartment, alternator crevices, behind wiring harnesses, around the small recesses of starter motors, power steering pumps and relays.
- Check inside the seatbelt retractors by pulling the seatbelt all the way and check for moisture, mold or dirt.
- Check speaker of the door because they are often damaged due to flooding.
- Have a certified mechanic inspect the vehicle before you buy.
- Ask about the vehicle history, OSA. Ask either in accidents or floods.
- Inspect the title and ownership titles to any potential fraud or questionable recovery.
- Search of vehicle title.
- Look under the hood for signs of oxidation. Pull the rubber boots around electrical and mechanical connections for these indicators: Ferrous materials show signs of rust, copper displays a green patina
- Aluminium and aluminum alloys have a white powder and pitting
- trust your instincts: If you don, AOT as the answers or the deal seems too good to be true, walk
If you fear the vehicle you are looking for may have declared salvage the damage caused by floods, visit our previous post, consumer alert: don, AOT buy a car damaged by floods specific ways to confirm this, as the search for your vehicle identification number because, AOS for a history report. Also, if you find a car dealer who commits this type of fraud, be sure to inform the NICB at 800-TEL-NICB.
Even if you aren, AOT shopping for a vehicle, you should be concerned about the aggressive floods this year. According to the oceanographic and meteorological laboratory Atlantic season Atlantic hurricane lasts until November 30, which means that there is still a chance of even more flooding that could affect your car home .
Take steps to protect your property. Your car insurance may cover more than you think but beware owners: flood damage is not covered by most homeowners policies, you would need a special flood coverage. Contact your insurance agent to make sure your vehicle and your home are protected against any future flood damage before it, AOS too late.
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