Quit smoking and save on insurance. Tomorrow is the Great American Smokeout

Quit smoking and save on insurance. Tomorrow is the Great American Smokeout -

Tomorrow is the 35th Annual Great American Smokeout to the American Cancer Society, a good day to quit smoking if you have not already, or to support smokers who you know in kicking their habit. Quitting smoking is not only good decision about your physical health, it can also be quite a boon to your financial health. Even beyond the cost of cigarettes themselves, smoking carries other costs. Most life insurance, health insurance, home insurance and insurance policies, even automobiles are higher premiums for smokers. It stands to reason: the price of insurance is based on the likelihood of having to make payment on a claim. Smokers are a riskier bet overall than non-smokers. For life and health insurance, the risks are obvious and well documented: on average, smokers have more health problems and die younger
Property insurance is more expensive for smokers due a higher risk of accidents related to smoking .. households with smokers have an increased risk of fires. According to the US Fire Administration, "... about 9,000 smoking-related fires in residential buildings occur annually in the United States, resulting in an estimated average of 450 deaths, 1,025 injuries, and $ 303 million in loss the property ... they are the leading cause of fire deaths, accounting for 17 percent of fire deaths in residential buildings. "smoking is also considered one of the main" culprits of distracted driving " leading to an increase in automobile accidents. and with all property, damage to the residual smoke may decrease the value of the property and make the most difficult resale. There may be other costs too :. year last, it was revealed that Apple canceled iT security due to secondhand smoke hand
save your health and save money in the process - it's a win-win all around
[! stop Smoking resources
American Cancer Society: Great American Smokeout Guide to quit smoking
American Cancer Society: Large resources and tools American Smokeout
American Cancer Society: Helping a smoker all in fact: do and don 'ts
American Lung Association - help resources for quitting
Centers for Disease Control: tobacco tools and resources
Mayo Clinic 10 ways to help teens not smoking Health of
Teen: How I quit smoking?

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