There are a group of thieves plotting on how to get your financial data personal this tax season and do not be deceived - they are good at what they do. Consumer Report " s Money Blog offers this advice: When planning for tax season: Do not become a victim tax time phishing . No matter how authentic an e-mail from the Internal Revenue Service can look, the IRS does not initiate communication via email taxpayers
Know what you're up against -. Learn about phishing
According to Wikipedia, phishing is:
"... the criminal fraudulent process of attempting to acquire sensitive information such as user names, words password and credit card numbers by masquerading as a trustworthy entity in an electronic communication. Communications purporting to be social Web popular sites, auction sites, online payment processors or IT administrators are commonly used to lure the unsuspecting public. Phishing is typically carried out by email or instant messaging, [1] and it often directs users to enter details at a fake website whose look and feel are almost identical to the legitimate one. Even when using server authentication, it may require tremendous skill to detect that the website is fake. "
Some of the best tips and consumer resources can be found at (APWG) Group . anti-phishing Working Site the following tips are taken from their consumer guide on how to avoid phishing scams:
- Beware of email with urgent requests for financial information personal
- do not use the links in an email, instant message, or chat to get to a web page if you suspect the message might not be authentic - call the company on the telephone, or log onto the website directly by typing the web address into your browser
- Avoid filling out forms in email messages that ask for personal financial information - you must provide information such as credit card numbers or account information via a secure website or the telephone
- always make sure you use a secure site when the credit card statement or other sensitive information via your Web browser
- Consider installing a Web browser tool bar to help protect against fraudulent Web sites known
- newspaper regularly in your online accounts to ensure that all transactions are legitimate
- Make sure your browser is up to date and security patches applied
- always report "phishing" or "spoofed" e-mails to the following groups: forward the email to reportphishing @ antiphishing.org; forward the email to the Federal Trade Commission at spam@uce.gov; when forwarding spoofed messages, always include the entire original email with its information header unopened
Additional resources
New FBI E-scams and warnings
How to spot a fake website and not be phished
Stop. Think. To log in.
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