This is a rather scary piece of video sequences, a scene of cruise during a storm off New Zealand in 08. Apparently, the images from a security camera board has made its way to the web.
Hat tip to Workers Comp Insider, where we found the video in a post with more information about the event. Of course, our thoughts turn to the insurance. The news report said that 42 passengers were injured - seems glad it was not more. Moreover, it is likely that there may have been damage to some property passengers. Would travel insurance help in a case like this? Before buying insurance, it is important to know exactly what it will and will not cover. For an introduction, see Travel Insurance from the Insurance Information Institute. Regarding medical coverage involved in travel insurance, III says, "Before you purchase this type of coverage, check with your own health insurance company. Find out what type of cover you have when traveling to abroad and if there are limits. Also, ask if the policy will pay to get to the house or in a country with the first rate medical care. "in a scenario involving a serious injury, medical coverage and drainage is important.
And as for business insurance for cruise liner - well, that's a whole 'nother kettle of fish
A not so gentle reminder that travel insurance could be a good idea
A not so gentle reminder that travel insurance could be a good idea -
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