Joe Harrington, Markham Priest Insurance
For some people, it does not matter where they buy their insurance. This decision could be costing them money, service and adequate protection. Buying insurance is not like buying gasoline at a gas station. It is an important financial decision in protecting those things that are important to you, like your family, home, car and business.
Independent agencies differ greatly from the direct insurance companies or insurance companies based on the internet. In short, here are three ways to buy insurance:
Captive Agents :. Insurance agents sell you the insurance policy of one (1) direct carrier
Internet Based Agents :. agents that potentially represent several insurance companies, but are unable to provide the best customer service and personal knowledge to protect you properly with your changing needs
Independent Insurance Agents agents who account for an average of six to eight insurance companies. Independent agents are able to search these carriers to find the best combination of price, coverage and services to adequately protect your assets
Your Independent Insurance Agent :.
- is a license links with clients and professionals with strong community
- Provides excellent customer service and competitive premiums because your agent can access the coverage of several insurance companies
- because an independent body represents several carriers, the agent can provide the flexibility that your insurance needs change. If your insurance needs not match your present insurance company, the independent agent can easily switch to another carrier
- helps you when you have a claim
- Is that your advisor, working with you to determine your insurance needs appropriate
- premium you save by watching the best combination of price, coverage and service
- Provides a complete service offering full range of insurance products such as home, renters, condo, auto, business, life and health
- knows you by name and not by a policy number. An independent agent treats you like a person
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