As you embark on the holiday shopping and festivities, make you know that you take extra steps to protect your personal information and your credit. We noted earlier, scammers tend to proliferate in a bad economy. The Insurance Information Institute (III) provides excellent advice on this subject, which includes concrete preventive measures to help protect your credit
III also notes that identity theft can be covered by insurance :.
"protective services and identity theft resolution are included in some homeowners and auto policies at no additional cost. The service offers consumers a fraud specialist to assist and guide them through the process of restoration and protection of their identity. Some companies include identity theft coverage under their insurance policy owners, the sale either as a standalone policy or as an endorsement to a homeowners or renters insurance policy. This coverage provides reimbursement of customers for expenses associated with the process of restoring identity and credit, including phone bills, lost wages, notary and certified mailing costs and sometimes attorney fees (with the prior consent of the insurer). . Contact your insurance agent or company representative to find out what type of coverage is available "
Additional Resources
Do not be a victim: be alert for insurance fraud and scams
credit card and ATM skimming - a growing threat
study: identity theft is on the rise, but by incident rate is down
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