There is a lot of money frozen there that no one claims .. it's in the billions. Some put the figure as high as $ 40 billion! Is all this to you? Some of them could be if you have moved to another state or to another residence; if you changed your name; if you forgot a small bank account or a few shares of stock; or a distant relative left you something in a life insurance policy or will
Some of the most common forms of unclaimed money :.
- inactive bank accounts, both the control and savings
- Unfound the life insurance or other beneficiary accounts
- tax refunds that were sent by mistake
- unreturned utility deposits and escrow accounts
- refunds and credits
- stocks, mutual funds, bonds and dividends
- checks and wages
- insurance policies, CDs, trust funds
- unredeemed money orders or travelers checks [nonencaissés
- unclaimed boxes
If you want to check to see if there are no unclaimed money because of you, here's a tip:
The best place to start is MissingMoney .com.
This website is the national database of missing only the money only free, the state approved. The site is officially endorsed by NAUPA (National Association of Unclaimed Property Administrators) and the participating states and provinces. The site will help you look good all participating States to find missing, lost and unclaimed property, money and property of your family. It has the most update information for state offices and provinces. Research and claiming are always free.
We tried it and found a $ 65 refund of the insurance policy of a neighboring state, we lived there for over 10 years. We have filed a claim and the money will be sent to us. You can search the entire database, or limited to a specific state. Do not forget to search for all variations of your name. Here are some search tips and frequently asked questions.
Other resources for unclaimed money
So MissingMoney.com is the best website you can also check these sources, too:
- Search the individual state site.
- Search the federal government. While the federal government does not have a specific site in search, you can find a list of places to check for unclaimed money by the government. It will direct you to resources for finding things like life insurance policy veterans, federal tax rebates, savings bonds, FHA refunds, and more.
- Consumer Reports said that the average benefit unclaimed life is $ 00. They offer advice. How to apply unclaimed life insurance policy
- Insurance Information Institute offers 12 easy steps for locating documents lost life insurance policy
Scam Alert - Don 't get hooked
Beware of scams related to unclaimed money. While we would all like to think we won some money that we did not know or have a distant rich deceased aunt who has left his fortune, it is unlikely to be true. Scammers thrive on our hopes, fantasies and greed - not give them the opportunity
- Beware of e-mails and phone calls that warn you of earnings or other unclaimed funds .. state and federal authorities do not use email or telephone to inform you of unclaimed money. The IRS will threaten you to "pay now or else."
- Beware of people asking for bank or credit card or personal information to process your winnings / inheritance.
- Beware of unauthorized search sites that charge a fee to use. Stand on the sites we've mentioned or call unclaimed money office or your state insurance office if you have questions.
- Beware of people trying to charge you. While there are legitimate businesses seeking finder of lost and offer owners to inform them of how to get their property for a fee, most of "the blue" alerts should be treated with a high degree of suspicion. NAUPA recommends that "Before signing a contract with a company of this type, we recommend that you use caution and contact the office of unclaimed property in your state for more information." In addition, you are better ! during the execution of your own research periodically and avoiding costs
Check these fraud alerts:
- scams Federal Trade Commission (FTC) Imposter government
- tax scams
- lottery scams
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