In what continues to be a tough fight for the insurance to be brokers, Assurant Health is eliminated allegedly brokerage commissions on individual major medical measures in seven states. 
Assurant known Health that they reduce individual major medical commissions in Florida, Georgia, Indiana, Michigan, Nevada, Pennsylvania and Texas at 0% for new business. The change will take effect for all new business on or filed after January 19, 2015 with an effective date on or after March 1, 2015
a constant struggle for Health Insurance Brokers
For the insurance brokers who sell Assurant individual policies, policies that change the Commission-protect.
Unfortunately, it can not come since the reform Health in 2010 passed as a surprise
, struggling to broker with reduced commissions were and reduced support from the carriers -. and many have struggled to find their role in the new health insurance marketplaces.
For example, the change in the Medical Loss Ratio (MLR) in 2011 slashed insurance brokerage commissions of $ 300 million in 2012 alone , As a result, most brokers for a smaller salary began to work more hours.
In addition, the commission broker for the Health Insurance Marketplaces get sold policies have been inconsistent, and many brokers have reported no commission payments get in a timely manner, if at all.
But at the same time find the number one resource for the support of consumer health insurance brokers are the right health insurance. Brokers act as a translator to help understand their customers and coverage options are considered to be the most useful resource when choosing a health plan.
So where does that leave us? As one of the largest carriers health insurance says "goodbye" to brokers, other health insurance companies follow suit?
Conclusion
While it may be too early to say what the future holds, Assurant-keeping policy change is the role of brokers - at least in the minds of health insurance -. changed
Have health insurance think they need brokers still sell individual health insurance? In the case of Assurant, I would say no.
Do consumers think that they still need brokers to assist them with shopping and selecting the right insurance health? From my experience I would say yes.
What do you think-keeping on Assurant Commission policy change? Think, will follow other insurance? Leave a comment and join the discussion.
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