The Affordable Care Act requires health plans offered in the individual and small group markets, both inside offer and outside the health insurance marketplaces, a core package of products and services, known as "essential health benefits." 
What are important health benefits?
Essential health benefits are a minimum package of ten items and services , which must be covered by all plans in the individual and small group market. These include health plans offered on the insurance marketplaces.
What are the 10 essential health benefits?
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Outpatients Services
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Emergency services
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hospitalization
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Maternity and newborn care
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Mental health and substance use disorder services, including behavioral treatment
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Prescription drugs
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Rehabilitative and habilitative services and devices
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laboratory services
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Preventive and wellness services and chronic disease management
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children services, including oral and vision care
for more information on essential health benefits, click here.
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