Rate as small and medium employer health insurance, they see the new benefits individual health insurance, including lower cost, more choice, portability and guaranteed issue coverage. As such, it is natural to ask: " Can we help employees pay for individual health insurance?" 
The answer is yes, but do not start for paying employees individual health insurance premiums directly. Instead, use a formal vehicle such as a weak portion 105 Healthcare Reimbursement Plan (HRP) or other ACA / IRS / HIPAA / ERISA qualified vehicle (eg § 125).
Let these considerations a closer look.
Why pay employers should not directly to workers individual health insurance
There are two major reasons that should never pay an employer for its employees' right individual health insurance plans
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without a qualified § causes 105 plan for individual health insurance number that the employer the individual health insurance plans to "support".
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numbers to be made for individual health insurance without a qualified § 105 plan payments taxable income for the employee.
If an employer pays directly for an individual insurance health, they effectively support each insurance plan of staff under an employer-sponsored group health benefits deal. in other words, according to federal law, the employer is treating the individual plan regulated as part of an employee welfare plan of ERISA. Because most individual health insurance plans do not meet ERISA group plan requirements as a minimum, the employer from compliance
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Separately, not to know about the details of employees HIPAA-protected medical costs, including individual health insurance an employer. If an employer pays for each policy, they can violate HIPAA privacy requirements, because they know the details of a HIPAA-protected employee costs.
How to Help Employees Figures for individual health insurance
to help The most popular solution, employees pay for individual health insurance, set up a Section 105 Health Care Reimbursement Plan.
A Healthcare Reimbursement Plan (HRP) is an employer-funded, tax-deferred employer health benefit plan that employees for individual health insurance premiums refund.
a HRP is observed specifically discussed with the ERISA and HIPAA rules above and IRS, COBRA, and new Affordable Care Act (ACA) rules.
most employers make the HRP by to ensure that the plan is set up and in a compliant manner are administered.
In summary, an HRP using allows an employer individual health insurance tax-free to report, corresponding to the various regulations, to help employees pay for individual health insurance, and provide for the recruitment and retention an estimated health benefits package
related articles. See:
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The problem with extrapolation salaries of employees for health insurance
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employers can reimburse employees individual health insurance in 2014?
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How health reimbursement plans (HRPs) work with new "market reforms"
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