The last thing a busy dental practice health services wants is to be feared. Nevertheless, health services are an essential part of the recruitment and retention of the best hygienists, dental assistants and office managers. Since many small dental practice have limited capital, the cost of the traditional group health insurance is a major challenge. While many practices have ruled out and has to decide health benefits, this leaves employees in danger of causing large medical bills in the event of an accident or expensive medical procedures.
An ideal solution is to send items for dental their employees to the individual health insurance market. The practice can still help their employees with their individual health insurance costs, while staying within the limits of their budget. Here is why employer-paid individual health insurance is an ideal solution for the dental practice is.
Why individual health insurance is ideal for dental practices
employer-sponsored individual health insurance is ideal for dental practices, because the solution enables them to offer health services for recruiting and retention, while still their benefits costs under control. The solution is affordable, 100 percent paperless, and flexible enough to fit the needs of a busy practice. Moreover, by employee class is used, the practice can set various health benefits for different employee roles. Here are the advantages of the individual health insurance and why they fit well with the dental practice:
1. Controllable costs: to be able to set, to control and predict the full benefits of health costs is revolutionary for many dental practices. Reimbursement of employees individual health insurance is the practice controllable costs of:
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Set definition of its budget by the amount of contributions to employees' healthcare
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Giving employees access to monthly health supplements
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assignment of various allowances to hygienists, dentists, dental hygienists, and office manager
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allowing employees their own to choose individual health insurance
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reimbursement of employees only for eligible health insurance premiums amounting to in their health allowance
2. More time patients serving for: with a credible reimbursement software provider reimbursement take to manage less than 5 minutes per month online. Some practices consider extrapolations salaries for their employees health insurance without formal plan or compatible software. However, still expensive in accordance with regulations and healthcare reform, time consuming, and administrative expenses.
A credible reimbursement software provider eliminates the time to offer cost and administrative burden health benefits. Practices that can filter a refund software vendors expect:
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Spend less than five minutes per month reimbursement plan administration
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Have access to their refund plan 24/7 online
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Integrate refunds with their existing payroll system and HR process
Why individual health insurance works well for dental office staff
1. staff pick: Individual health insurance offers more choice and control to employees by allowing them to choose a plan that meets their own needs, including coverage and network. Employees can decide their own plans to work with their budget. These plans can be adapted to individual circumstances and age.
For example, when a young employee is relatively healthy and on a tight budget, a plan with a lower premium and higher deductible may be the right choice. On the other hand, for those with more healthcare needs, a plan with a higher premium and lower deductible can better plan the.
2. Lower costs: individual health insurance costs up to 60% less than group health insurance. In addition, tax credits can qualify employees for premium, depending on their level of income, household size and suitability for other state-funded programs.
3. Familiarity with health insurance: The hygienists, dental assistants and office clerks are likely to be very convenient to work directly with the insurance companies. They are often more familiar with health conditions than other workers in non-medical industry.
Is your dental practice currently provides health care services? Leave a comment below.
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