group health plans to cover hospital care not fail the minimum value standard health plan under the Affordable Care Act, according to a department of Health and Human Services (HHS) release issued Tuesday meeting. The announcement impact larger employers to offer "skinny plans" bare bones coverage to employees designed, while the employer shared responsibility to avoid fees. 
Background
Under the Affordable Care Act (ACA), insurance sold to individuals and small employers required to cover "essential health benefits", including hospital services. L arge employers are not subject to this requirement ACA, but it was assumed that the minimum value calculator (check whether insurance pays at least 60 percent of the expected medical costs for a specific plan) would require hospital care. As it turns out, an enterprise with a bare-bones self-insured health plan design that meets both the minimum requirements and exclude hospital care.
In Notice 2014-69 HHS and the Treasury say that insurance options that do not cover both inpatient services and medical services will be considered noncompliant with the ACA.
Modern Healthcare reported on the announcement, saying that "h ospitals and health economists of the computer original design called flawed, saying it allowed health plans similar to homeowners insurance were that excluded coverage for a house burning down. " cited
As in Modern Healthcare , advantages Zane President Rick Lindquist explains: "Every thin plan large employers self-insured that the advantages of this issue has been developed, is likely if the employer must be redesigned to want shared fines in connection with the employers responsibility to avoid requirement "
What do you know about data protection
According to the communication .:
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plans without inpatient hospital coverage and medical services will not meet minimum value.
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employers who rely on the HHS minimum value calculator and the plans dating these instructions have date of 3 November 2014, will not be penalized, but their plan is to change the end of the contract have to.
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employees who have an offer of coverage, but the minimum value is still not a hospitalization to access his location premium tax credits.
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employer, these plans have to change communications that employees can not access apparent premium tax credits.
said HHS expected to release March 1 last tour, 2015
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