Receive wedding invitations is exciting - the two or three first time. (Other than bills, it is really the only way you get more snail mail).
But once you get four (or more!) Invites marriage season, the financial burden begins to add up. With many marriages come in a short space of time many expenses.
It may feel like a crushing weight you add up all the costs and look at how these factors in your money goals for the year.
And now some good news.
you do not have to wake up in the middle of the night in a cold sweat, wondering how you can balance the cost of travel for four weddings , buy gifts, another dress to wear, or God forbid! - Be in marriage
early planning, even before the invitations start rolling in, can help you offset the attacks of financial panic and avoid accumulating a wedding-induced credit card debt .
start a marriage Fund
once you reach the age of 25, it is important to start a marriage fund. Tweet this
Do not panic guys - this fund is not for yourself - it is for the funding of all marriages, you will assist in the five to 10 next years.
Configure a full savings account, preferably with a yield percentage per year of at least 1 percent, and start automating a portion of each paycheck into your new savings account .
a good way to get started is to set aside $ 25 per check. This way it will not feel like such a burden to book flights, pay for a hotel and buy gifts.
Any lateral noise quickly money can also help pad the fund. Got multiple upcoming wedding? Put 25 percent of all income in your side of a wedding fund.
No Shame in the Re-Gifting game
Maybe you recently married and ended up with two kitchen knife sets. Or maybe juicer you bought it a year ago is just sitting on the shelf - open -. Dust collection
There is no shame in saving you $ 50 to $ 100 on buying a wedding gift (or current bridal shower) so you can re-gift ' an element used you already own.
just make sure it is not customized anyway or origin of the new recipient
Use Cash Back Portals
Using cash back portal is a unique way to put some money in your pocket during the wedding season.
Brides and grooms notoriously register with places like Macy's, Bed, Bath and Beyond, and Pier 1.
instead of navigating to a product via the marriage register, click on it to through sites like Ebates and Mr. Rebates so you can get a percentage of your purchase.
for example, if a purchase from Macy yields of 8 percent cash through Ebates, buying a set of plates of $ 100 will be $ 8 in your pocket.
You can even stack cash bonuses by combining cash back portals with your cash back credit card to get even more money back.
Of course, it might only be $ 5 to $ 10, but multiplied by all the wedding gifts you buy and you could recover the cost of one or more gifts. You can even put extra money in your wedding fund.
Consider using the credit card bonus offers
Voyager for weddings quickly adds. Diligent credit card users can use hacking to travel or churning credit card to help offset the costs by using signup bonus to cover the flight costs.
You can apply for an airline credit card or a travel card for large companies. This wholesale offer signup bonus
usually churning credit cards works like this: spend enough to get the bonus offered - usually around $ 2,000 or $ 3,000 in the first three months to hold a card. Then you automatically get enough miles for a round trip domestic (or two).
If you use this strategy, be sure you can meet the minimum balance objectives without increasing your spending.
Also, be sure to pay our time credit card bills. If you are very careful, the churning credit card can be a creative way to fly the friendly skies for "free."
Learn to say no
There are never worth going into debt for a wedding - your own or someone else. Tweet this
If you know that you can not financially afford to attend, send a gift with your regrets.
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