In the wake of an insurance claim, it is common to feel stressed and unsure of your next step.
If you are ever in this situation, it is possible that you will meet someone who falsely claims to be acting on behalf of an insurance company. According to the National Insurance Bureau of Crime (NICB), a non-profit organization that works with insurers and law enforcement agencies to facilitate the identification, detection and prosecution of insurance criminals there have been reports of health professionals, lawyers, body shop owners and others say those involved in a request that they act on behalf of ERIE or another insurer.
"These people are known as runners, and they can send you a letter, phone call or even appear on your door," said Ron Bryant, a senior fraud investigator at the Directorate General of Indiana ERIE who has 19 years of experience in fraud investigations. "They can even tell you that your insurance company requires you to use their services. ERIE would never do that. "While some states have laws prohibiting such solicitations, many others do not.
While you are free to use the services of a doctor, lawyer or other professional service following a request, it is important to be cautious if someone claims to act on behalf your insurer.
"These riders can even receive special payments for other references they do," said Ron. "Knowing the facts and use your best judgment if you are ever in this situation."
the NICB agrees with the opinion of Ron. "the NICB recommends that, following an accident or other loss, you communicate with your insurance company before talking to any service provider, including doctors, lawyers, repairers and tow truck drivers, "says Carol Kaplan, director of public affairs for the NICB. "Often, unscrupulous service providers communicate with policy holders without being asked and what is often a red flag. Our advice: If you ask, reject the "
It is also worth remembering that ERIE 24/7 application support if you need to report an incident .. To learn more about the process complaint, it is worthwhile to learn some of the biggest myths claims.
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