Cover Florida offers a private health insurance to residents who do not qualify for public programs and have been uninsured for six months. There are 27 plans that can be purchased on average $ 50 per month. Residents with pre-existing conditions can not be turned down for coverage, but must wait a year before their conditions can be covered.
According to the American Medical Association, the program had 5,246 people enroll in Cover Florida over the year. With 3.8 million uninsured adults remaining, the program seems to be a bit of a failure.
So why so little purchasing this policy?
First, the state had almost no funds to promote the program to uninsured residents. In addition, insurers who sold the policy received little compensation for selling Cover Florida, giving little incentive agents to deliver the program.
Finally, health insurance plans cover Florida are more attractive to those who have trouble finding insurance, turning off consumers who are eligible for other private insurance policies.
It seems that the legislature of Florida realizes that the passage of the bill was only half the battle.
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