Looking restrictions of the law on insurance parity for mental health

2:08 PM
Looking restrictions of the law on insurance parity for mental health -

Sigmund Freud Friday, a article in the Washington Post looked deeper into the new law mental health parity that was adopted as part of $ 700 billion dollar Wall Street bailout.

The article reported that there was indeed restrictions on health insurance coverage for mental health problems yet.

For example, health insurance plans that currently offer no mental health services are not required to add on the cover.

further, not all the conditions listed in the Diagnostic and Statistical Manual of Mental Disorders (DSM-IV) will be covered. The DSM-IV is published by the American Psychiatric Association and is the guide that all psychiatrists, psychologists, counselors and social workers use to diagnose patients.

Although there are still some holes still left in the coverage of mental health, most agree that the new law is essentially positive -. and above all, that mental health problems are finally affirmed that medically diagnosed and treated

"millions of Americans will now be assured better access to all mental and behavioral health coverage while continuing to benefit from the programs innovative health plans have developed to promote high-quality care based on evidence, "said the president of America's health insurance plans, Karen Ignagni

One last interesting information some information. According to the Congressional Budget Office, the new law will increase the contribution to the health system by an average of only four-tenths of one percent.

Not bad.

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