Put in a claim owners? ... Talk to your agent first

11:55 AM
Put in a claim owners? ... Talk to your agent first -

Bob Hollis of Hollis Insurance Agency offers these tips for homeowners who have a claim :!
At present, most people are aware of how insurance companies are quick on the draw to cancel a home insurance policy after the policyholder files a claim (or some claim). The best investors are more likely to cancel a policy if they feel the demand could have been avoided with better maintenance or effort to avoid a claim against a genuine "act of God". Others use any distinction. So in any case, I use the analogy that when it comes to file a claim, you only have a few bullets in your gun. Use these balls in those situations where you really need them. This is made even more important by the fact that once you have been canceled for the death benefit, not other companies as well and make sure you will end up in the Fair MA plane, generally with less coverage and a higher premium.
So, if you have a $ 1,000 deductible and demand could come to $ 1,300, think carefully before removing. Save your bullets for the general! The best advice? Call your agent to file the application before contacting the insurance company and we'll break it down for you and come up with an action plan that will help you the most.

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