Shopping for health insurance coverage now that health reform is passed? Buyer beware of Medicare scams. This is the message of the National Association of Insurance Commissioners (NAIC), which is to alert consumers that scammers and shady operators have been surfacing since the passage of the Affordable Care Act of 09 (PPACA ) Protection of patients. Some insurance regulators on the state level are reporting that they are receiving complaints about scam artists door-to-door or over the establishment of toll-free numbers to sell fake fonts "ObamaCare" insurance.
Some NAIC red flags to warn you of potential fraud
- offers or limited political time with enrollment periods limited. Renowned health insurance concerns will not ask you to make a quick decision!
- A claim that the coverage is required by law. There are no margin requirements until 2014.
- The seller does not explain the guarantees included in the policy or does not provide a complete list of covers.
- The seller claims the coverage will be "grandfathered" or exempt from changes required by the health care reform law. The only policies that are "grandfathered" are those that were already in force before the law was signed.
Your state insurance agency is your most important resource to verify the insurance company information and license insurance agency. If you have any suspicious sales calls - either by phone or in person. - Trust your instincts and take the time to check things
If you suspect fraud or complaint, NAIC provides a resource to file a report
0 Komentar