COBRA
If you leave your current job to venture out on your own, COBRA may be a viable solution in the short term. COBRA allows you to continue coverage health insurance that you had under the group plan from your previous employer. The maximum amount of time that you can use is 18 months, which will be more than enough to keep you covered until 2013. Keep in mind, however, that COBRA is not cheap. In some cases, a person can pay up to double their old premium to keep the exact same coverage they had. To help with this, the government provides a subsidy to the premium of 65 percent for newly unemployed people for the first 9 months. After that, you would be responsible for the entire amount.
spouse or Domestic Partner Insurance
Before looking around for an individual health insurance plan, certainly research the possibility of joining your important the plan sponsored by the employer of the other. Not married? Many employers extend coverage to workers who are national partnership. You'll want to know when the open enrollment period for the group plan their business and see if it is the best option to meet your health needs.
Catastrophic Plan
This type of short-term plan is designed to save you the total financial collapse in the unfortunate event that you suffer from a disease or a costly injury. A plan "no frills" that probably will not cover routine medical services such as doctor visits and prescription drugs; catastrophic coverage couples a low monthly premium with a high deductible.
For more information on health insurance options for entrepreneurs, visit GoHealthInsurance.com. You can compare health insurance quotes from coast to coast and even connect with a licensed agent.
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