Small employer health insurance are less likely to offer

Small employer health insurance are less likely to offer -

The Kaiser Family Foundation their annual Employer Health Insurance Survey, which provides a detailed look at trends in employer-sponsored health insurance. This year's study employer-sponsored health insurance to cover the costs, offer health benefits rates, employee coverage, eligibility and participation and other relevant information.

2014 Employer Health Benefits Survey Background

The Kaiser Family Foundation surveyed 2052 not federal public and private employers with three or more employees. Phone interviews were conducted from January to May 2014. From surveyed in 2052, completed in 1587 employer survey. have

Employer Health Benefits Key findings Survey

• employer-sponsored health insurance premiums an average of 3 percent in 2014 for family coverage, and 2 per cent for individual coverage elevated.

• Only 55 percent of employers offer benefits Health questioned at least some of their employees.

• The average company that provides health insurance to 62 percent of their workforce provides.

• Enrollees in Grandfathered health plans dropped to 26 percent from 36 percent in 2013.

• year employer-sponsored premiums for individual coverage are at $ 6,025 in 2014

• employees contribute an average of $ 1,081 toward single coverage in 2014

has increased the average family premium 69 percent in the last decade

The annual family premium in 2014 was $ 16,834. This is an increase of 26 percent in the last five years and 69 percent in the last decade

chart :. Kaiser Family Foundation

The cost remains the main reason for non-benefits of

• Among smaller employers (3 to 199 employees), the health benefits do not, 32 percent of offer employers cited the cost of health insurance is the main reason for not offer health insurance for their employees.

• that their "are covered under another plan employees generally." cited a quarter (24 percent) of small employers Almost

• Nine percent of employers cited that their "employees have other options, including the exchange."

• one percent stated that their employees on the exchanges, to get a better deal.

• Twenty-four percent of the small staff do not offer health insurance shopped

Chart for coverage in the past year

:. Kaiser Family Foundation

Small Employers less likely to offer health insurance

The survey reported that small employers (3-199 employees) are significantly less likely to have health insurance for their employees as a large employer provides

• Less than half with three to nine employees offer (44 percent) of small business health insurance.

• provide more than half (64 percent) of companies with 10 to 24 employees health insurance.

• offer

  Eighty three percent of companies with 25 to 49 employees health insurance.

• Ninety one percent of companies with 50-199 employees offer health. Insurance

Chart: Kaiser Family Foundation

SHOP Exchange Too small employers Expensive

The Small Business Health Options Program (SHOP) is too small employers with fewer than 50 full-time equivalent (FTE) employees. The survey asked employers smaller (3 to 75 employees) over the SHOP Exchange.

• Thirteen percent of smaller employers who reported no health benefits offer shopping for coverage of a SHOP exchange.

• saw do health Twelve percent of smaller employers who provide benefits at SHOP cover.

• not choose Forty percent of small employers business coverage, because they are not interested.

• Twenty-eight percent of small employers reported that it was too expensive.

• Ten percent of smaller employers reported that the SHOP is too much of a hassle

chart :. Kaiser Family Foundation

Read the full survey at Kaiser Family Foundation

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