Those with group health insurance policies can not see these new benefits for some time. Many group health plans have grandfather status, which means they will not have to provide these benefits until they change their plans. However, people who want to benefit from these new provisions immediately can search for individual health insurance policies in the fall
The provisions that will change new Medicare plans include next month :.
- free care and prevention services. Consumers no longer pay coinsurance and coinsurance for preventive services in 2011.
- Dependents are covered up to 26. Young adults can stay on health insurance policies until parents they turn 26 -.. even if they aren "t in school or are borne
- New calls of complaint process will be easier for consumers to call medical claims of companies health insurance.
- no additional charge for emergency services off-grid. consumers who receive medical care in an emergency room outside of their network will not be charged more.
- fewer restrictions on the choice of health care providers. patients will not have to get referrals from primary care physicians to visit the pediatrician or OB / GYN who obtain the status of primary medical care.
consumers should compare health insurance quotes and talk to a licensed agent to determine whether to use these new benefits of reform health care and to change plans.
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