HHS Secretary Kathleen Sebelius sent a letter to Blue Cross Blue Shield and America 's Health Insurance Plans to discuss ways that insurers may be able to continue to offer policies only child.
the same HHS has issued new regulations to help health insurers offer policies by political the following regulations have been issued :.
- health insurers will be able to raise rates based on health status, so policies for sick children will be more expensive than policies for healthy children.
- businesses will be able to impose surcharges to drop and reapply for coverage.
- There will also be new rules to prevent parents from dumping policies after they used the benefits.
as some insurance companies have decided to abandon the policy of one child, other insurers have jumped on board because of the uncertainty in the market.
Sebelius wrote, "While we appreciate the concerns of insurers and commissioners about the selection of unfavorable risk, and we want to clarify what legal options, the fate of millions of parents who desperately want to provide health coverage and critical treatments for their children is a top priority, and we hope that the insurers who have years offered policies for children than for healthy children would not deny coverage to families who desperately want to purchase health insurance. "
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