It is extremely important that any woman wishing to become pregnant or who could become pregnant purchase coverage motherhood before becoming pregnant. Without maternity coverage, women will pay for prenatal care and childbirth.
all health insurance plans provide no maternity coverage. Maternity benefits are optional and must be purchased in addition to the policy. Women who have a maternity benefit coverage for the benefit of coverage for prenatal care, hospital care and additional benefits provide coverage for the baby at birth.
Unfortunately, if a woman becomes pregnant without health insurance or maternity coverage, insurers may deny coverage to women due to pregnancy. Pregnancy is considered a pre-existing condition by health insurance companies and insurers are entitled to deny coverage based on pre-existing conditions.
In 2014, the health insurance companies will no longer be able to deny people coverage based on pre-existing conditions. This will help women who become pregnant without coverage get the help they need. Until then, women should make sure they have coverage before getting pregnant.
To determine whether you have a maternity coverage, simply call your health insurance company. They will either say that you have coverage or help you purchase additional coverage.
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