The first bill would allow small businesses form a coalition and ensure all employees as a large group. This would allow small businesses spread the health risks of their employees in a larger pool, reduce costs and make more affordable health insurance plans for small businesses.
other Senator Smith bill would eliminate annual and lifetime limits benefits for certain policies. It would also give children the opportunity to stay on their parents' policies until age 25. Finally, the second bill would prohibit insurance companies to cancel policies and deny claims based "contractual omissions or inaccuracies innocent", reported Atlanta Journal-Constitution .
Although Senator Smith defends the bill as a way to protect the residents of Georgia, everyone agrees. Kirkland McGhee, vice president and regional councilor for Kaiser Permanente, said the bill will ultimately leads to higher health insurance rates for residents and it would be harder for people to get coverage.
It will be interesting to see if these bills catch any wind - especially because these reforms are very similar to what is proposed at the federal level.
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