How Employer Mandated Health Insurance Stacks Up

9:40 PM
How Employer Mandated Health Insurance Stacks Up -

employees All bills currently in play - Bill of the house and two in the Senate - includes employer mandates but different to what degree. This caused a few layers of questions.

The bill the Senate Finance Committee penalizes employers who do not offer their workers any kind of coverage, but does not extend to making requirements while bills in the House and Senate flat-out health Committee require employers to offer their employees coverage. In fact, they go further: they oblige employers to contribute a significant share of cost (except for small businesses) or pay a fine.

This is a big difference. And it's hard to tell which side the majority leader Harry Reid will look in its merger of the only two bills the Senate.

Now, it is true that about 60 percent of Americans to large enterprises, the point is moot because they get their health insurance through their jobs, as they are covered about 75 percent. But it is not for those who work in small businesses where coverage and employer contributions are not as significant.

It is also important to note that anywhere from 2.3 to 2.6 million companies should choose to pay the penalty rather than offer a health insurance mandate should this version of go in law.

It will be interesting to see what provision is reflected in the final bill, and even more interesting to see how it pans.

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