Audits health insurance for Dependents and spouses

7:26 PM
Audits health insurance for Dependents and spouses -

scissors A recent post on the corner of coverage spoke of firms making checks for dependents on health insurance plans. Now more attention is paid on the topic as companies that perform eligibility checks see a spike in business.

CNN reported that companies expect to see an increase of 9 percent in their health insurance plans in 2011 due to increased hedging costs and provisions the reform of health care.

To reduce costs, more companies that provide group health insurance should conduct eligibility checks. Usually, eligibility checks find 10 to 13 percent of dependents on health plans are not actually eligible to receive health care benefits.

In addition to checking the children on the plans, many companies are conducting joint audits. Some companies check to see if a spouse has health insurance benefits through their employer, and if that is the case, a company may decide that it is unacceptable for a blanket or extra fees.

The companies are also conducting joint audits because many former spouses remain on the group health insurance plans after a divorce that make the ineligible spouse.

not eligible dependents Removing a health insurance plan can save employers an average of $ 5,000 per year for a spouse and $ 1.00 for a dependent between the ages of 19 to 25.

Don "t be surprised if your company performs a check soon -. they are just trying to save money and reduce health insurance costs for employees with low

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