individual health insurance rates vary considerably across the United States

individual health insurance rates vary considerably across the United States -

never consider the health insurance premiums before making a big move ? Well, it may be a good idea for some parts of the country. A new study by the Kaiser Family Foundation shows that the cost of individual health insurance varies considerably according to the United States.

Throughout the nation, the average premium for an individual policy is $ 215 per month.

However, the rate in the United States range from $ 136 in Alabama $ 437 in Massachusetts.

While states have the most expensive premiums? Massachusetts ($ 437), Vermont (401 $), New York ($ 357) and Rhode Island ($ 344) have the highest premiums for individual coverage.

Regarding the cheapest premiums Alabama ($ 136), California ($ 157) and Arkansas (163 $) top.

The differences in health insurance premiums may be due to a number of factors, including cost of living, the amount spent on health care, the age and health of the population assured, and the laws in a particular state. Some states require health insurance companies to cover people regardless of the conditions and pre-existing conditions require different benefits and level of benefits covered in the plans.

For example, Massachusetts has the lowest uninsured rate and the highest premiums because health insurers are required to provide coverage to each individual who applies. In California, there are no laws that require health insurers to provide coverage to people with pre-existing conditions. The market for insured then tends to be healthier - thus less expensive to insure.

The next time you consider moving, make sure you consider all the moving parts. Yet with the reform of health care, it may not matter much in the coming years.

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