COBRA coverage for people who have lost their jobs but who want to keep their group health insurance coverage that was provided by their former employer. However, COBRA coverage tends to be extremely expensive, which is why the federal government had provided subsidies for the plan.
Many times, the purchase of an individual or family health insurance policy is less expensive than COBRA coverage. Consumers can compare health insurance quotes at GoHealthInsurance.com and watch planes with different budgets.
People on a tight budget should look for a high-deductible plan that has low monthly premium. This type of coverage also allows consumers to open a health savings account that can help save money for future health care costs.
There are some people who can not buy health insurance on the private market because they have pre-existing conditions. Fortunately, high-risk pools that were established under the reform of health care will accept candidates later this week in many states. In some states, the applications can not be accepted for a few months or in the fall. People can contact their local insurance department to see if they will accept applications soon.
Although the extension of the COBRA subsidy has not been adopted, there are other options for those looking to find affordable health insurance.
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