There is no denying , Employer-sponsored health insurance premiums have been significantly increasing over the past fifteen years. According to a recent infographic by the Kaiser Family Foundation and JAMA premiums have increased to a maximum of 134% since 1999. Here is a look at the infographic and six major trends in employer-sponsored health insurance. 
average premium increase 174% by 2014 from 1999
in just 15 years, in 1999 to $ 6,025 in 2014, the average annual premium increased from $ 2,196 - an increase of 174%. With premiums at a much faster rate than the overall inflation and workers to increase earnings, the actual cost of health insurance for employees is even higher.
Cost Family Coverage Increased by 109% since 04
In 04, an individual was able to get coverage for about $ 3695 / year. A family in the same year would have paid about $ 9950 / year (a difference of 6,255 / year $). Fast forward 10 years and this difference has increased. In 2014, an individual for approximately $ 6,025 / year to be covered - almost what it cost a family in 04. For a family in 2014 to cover, is about $ 16,834. That's a difference of $ 10,809, which is a dramatic increase (109%) in only 10 years.
workers from low-wage firms pay more for coverage
funded with employer health insurance, the employer pays a portion (contribution) towards their employees premium. According to the infographic, these contributions vary considerably between low-wage and high-wage companies.
In 2014, workers paid nearly half in the low-wage firms (46%) of their health insurance premiums with an average contribution of $ 6,472 / year. At higher wage firms, paid workers only a quarter (26%) of their health insurance premiums with an average contribution of $ 4,497 / year.
Medium to $ 1,800 deductible increases in small business
is going hand in hand with this development is that the deductibles for workers in a single cover inscribed plan. For small businesses (with 3-199 employees) have deductibles of $ 775 on average in 06, up to $ 1,797 in 2014. Average deductibles for large companies (with more than 0 workers) increased decreased from $ 496 in 06 to $ 971 in 2014, or a difference of $ 475 a substantial amount less than the increase of small businesses.
Almost all large companies offer wellness programs
Because health benefits programs to recruit an integral part of the company's ability and retain top talent offered various programs and options. In 2014, 98% of large companies offerred one or more wellness programs. Fifty-one percent (51%) offer biometric screening and 51% offer employees the opportunity to complete an evaluation of the health risks.
Only 55% of companies offer health insurance
Since increasing the cost of the premiums, the number of companies that employer-sponsored health insurance has decreased offer. In 00, 67% of large companies and 57% of small businesses offered health insurance. In 2014, this figure dropped to 62% of large companies and 44% of small businesses. Overall, only 55% of companies in 2014 and health offered a year - down from 63% in 00
infographic - Trends in employer-sponsored health insurance
Disclaimer: The views represented in this infographic does not necessarily reflect the views of Zane benefits, its employees or its Affiliate
source :. Kaiser Family Foundation and JAMA.
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