Fight with health care costs on the rise, "micro" health insurance costs. After the club Sam / Gallup micro Tracker , while most small owners have health insurance, less than a third (31 percent), they provide for themselves through their own business or out-of-pocket. Here is an overview of the Sams Club / Gallup micro Tracker results.
Background micro Tracker
While small businesses are generally categorized as having fewer than 500 employees "micro" employ 5 or fewer employees (including owner). The micro tracking survey is a representative survey of small owners around the US
Gallup interviews owner runs with micro phone. A typical micro Tracker is carried out under the owner a sample of approximately 1,000 micro.
health insurance for small business owner overcharges
According to the tracking poll, 19 percent of small owners depend on Medicare for health insurance. In addition, their employees with small owners difficulties health insurance.
According to Gallup, since micro five or fewer employees have, "they are too small advantage of significant economies of sale to ake do when insurance premiums negotiate and so usually pay much more per employee for their insurance packages as larger employers as such .:
- Only a fifth (21 percent) of small owners offer health insurance to their employees
- Forty one percent of small owners are concerned about a significant increase in the cost of health benefits in the next 12 months has
chart: Gallup
does not provide health care, is a major obstacle in the recruitment of
micro are the employer shared responsibility subject to provision of the Affordable Care Act (ACA) and do not have their employees legally provide with health insurance; However, to attract and recruit desirable candidates can be more difficult as part of employee compensation packages without health benefits.
small owners, the benefits in the health care offer not to report for their employees rather that a qualified candidate to find, is a major obstacle to their business over.
Chart: Gallup
Additional Resources:
small enterprises struggle Insurance
likely to offer Small Employers less offer health insurance
How Small Business Owners Get health insurance
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