Open enrollment for individual health insurance for the year 2015 is coming in less than two months. Many of marketplaces publish their approved individual health plan rates for 2015 This article reviews the health insurance rates in Montana offers for 2015
Montana insurance Marketplace- Approved Carriers for 2015
There are three insurance companies offer individual health insurance plans by state-run marketplace of Montana. The carriers are:
1. Montana Health Cooperative
2. Pacific Source Health Plans
3. Blue Cross Blue Shield of Montana
These carriers offer 26 various plans across the country. The health insurance marketplace open enrollment for reporting in 2015 on November 15, 2014
be availableMontana Health Insurance Exchange Individual Plan prices
The following table shows examples of available monthly installments for a 30 years, 50 years, a family of four with 30-year-old parents and two children, single-parent family of two with a 30-year-parent and one child, and a 30-year-old couple without children. These plans are to be compared in the four "metal layers" of the coverage plans of reporting level.
This data is for people living in Yellowstone County, Montana. The rates will vary based on carrier, plan, age, region, family size and tobacco use.
| age 30 | age 50 | family | Single | couple | |
| Platinum | $ 285 [Local1945017] | $ 447 | $ 886 | $ 443 | $ 569 |
| gold | $ 274 | $ 431 | $ 767 | $ 427 | $ 492 |
| silver | $ 224 | $ 352 | $ 696 | $ 348 | $ 447 |
| Bronze | $ 183 | $ 288 | $ 570 | $ 285 | $ 366 |
source: HealthCare.gov (click to further prices by region and plan)
Montana insurance Marketplace- Premium Tax Credits
the above mentioned prices reflect the premium prices, before any cost sharing or premium tax credits, reducing the additional costs for health care for eligible consumers. The actual amount of the premium, which will be responsible for Montana residents who depend on their household income.
The premium tax credits, the cost of health insurance, an upper limit of two to 9.5 percent of household income for enrollees for households earning up. to 400 percent above the federal poverty level (FPL)
Additional Resources
see for information on how the individual health insurance in the health insurance market to apply: As for individual health insurance apply to 2015
run for more information about Montana rates from the federal Health Insurance Marketplace is at healthcare.gov available.
Questions about the individual and family health plan rates for Montana health insurance marketplace? Leave a comment below.
Photo Credit: Flickr, csbarnhill
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