With open enrollment for Law for 2015 health around the corner , publish many of the marketplaces their approved single and small plan employer health rates for 2015. This article provides an overview of the available health insurance rates for North Carolina in 2015
North Carolina Health insurance Marketplace - Approved Carriers for 2015
So far, there are two insurance companies offer individual health insurance plans through North Carolina federally run marketplace. The carriers are:
1. Coventry Health Care of the Carolinas, Inc.
2. Blue Cross Blue Shield of North Carolina
These carriers offer 28 different plans across the country , The health insurance marketplace open enrollment for reporting in 2015 on November 15, 2014
North Carolina Health Insurance Exchange Individual Plan prices
are available The following table shows the available monthly installments for a 30 years, 50 years, a family of four with 30-year-old parents and two children, single-parent family of two with a 30-year-parent and one child and a 30 year old couple without children. These plans are to be compared in the four "metal layers" of the coverage plans of reporting level.
This data is for people living in Wake County, North Carolina. The rates will vary based on carrier, plan, age, region, family size and tobacco use.
| age 30 | age 50 | family of 4 | Single parents family | couple | |
| Platinum | $ 354 | $ 556 | $ 1102 | $ 551 | $ 707 |
| gold | $ 272 | $ 428 | $ 848 | $ 424 | $ 544 |
| silver | $ 240 | $ 377 | $ 747 | $ 374 | $ 479 |
| Bronze | $ 175 | $ 275 | $ 545 | $ 273 | $ 350 |
source: HealthCare.gov (click to further prices by region and plan)
North Carolina health insurance Marketplace- Premium tax Credits
the above mentioned prices, the premium prices are facing a cost sharing or premium tax credits, which may be further costs decrease for health care for eligible consumers. The actual amount of the premium, the North Carolina residents are responsible for will depend on your household income.
The premium tax credits, the cost of health insurance, an upper limit of two to 9.5 percent of household income for enrollees for households with income. up to 400 percent above the federal poverty level (FPL)
see Apply Additional Resources
for information, as for individual health insurance in the health insurance market: How to apply for individual health insurance in 2015
run More information on the federally North Carolina health insurance marketplace is at healthcare.gov available.
To the prices from last year to see, see North Carolina Insurance Exchange Update- Health Plan prices.
For information about health insurance options for small businesses in North Carolina, North Carolina see Small Business Health Insurance Information to see.
Questions about the individual and family health plan prices for the market Health Insurance North Carolina? Leave a comment below.
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